Equity-Backed Finance
Investors needing quick access to capital often find themselves having to liquidate an investment portfolio in order to sidestep the cumbersome process of applying for a bank loan. You have the option of using your equity portfolio to secure finance or arrange a short-term guarantee. The service is fast and flexible, and offered at highly competitive rates..
Equity-Backed Lending
You can leverage your existing equity portfolios as collateral for a loan. Eligible collateral includes the top publicly traded companies by market capitalization on the NYSE, NASDAQ, and select international investments.
Borrowing Limits
The amount you can borrow depends on the diversification, volatility, and liquidity of the stocks in your equity portfolio. Your portfolio’s value is monitored daily, and as long as your loan-to-value (LTV) ratio remains within the pre-determined limit, no additional collateral is required.
Collateral Requirement
If your loan, including any accrued interest, exceeds the pre-determined limit, you will be required to provide additional collateral.
Loan Limits and Portfolio Risk Factors
The pre-determined limit is also influenced by the diversification, volatility, and liquidity of the stocks in your equity portfolio.